Jacksonville, Mandarin, St. Johns County and Clay County real estate and homes for sale in Florida - Susan Kennedy and the Kennedy Team, REALTORS® Susan Kennedy and the Kennedy Team REALTORS(r) for Jacksonville, Mandarin, St. Johns County and Clay County, Florida real estate - NUMBER1EXPERTS™ Susan Kennedy and the Kennedy Team NUMBER1EXPERTS(tm) for Jacksonville, Mandarin, St. Johns County and Clay County, Florida real estate

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Susan Kennedy and the Kennedy Team, REALTORŪ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)


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Thinking About Selling Your Home Yourself?: Jacksonville, Mandarin, St. Johns County and Clay County Florida home buying, real estate listings, and homes for sale in Duval                          County, FL
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware.
 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in Jacksonville, Mandarin, St. Johns County and Clay County?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a Realtor? Is there something wrong with the property?" 

"Since you aren't using a Realtor, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a Realtor. As top real estate professionals, it is our job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let us give you a sense of its true market value. Tell us a bit about your home, and we'll do a quick Comparative Market Analysis and let you know what we feel it is worth. We'll also describe, as experienced Realtors, how we would market your property. This is free, with no strings attached. Simply fill out the form and we will quickly get back to you...
 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Susan Kennedy and the Kennedy Team, REALTORŪ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Kennedy and the Kennedy Team
Vanguard Realty, GMAC Real Estate

12644-1 San Jose Blvd
Jacksonville, FL. 32223
(904) 880-6700
(888) 226-8300
Fax: (904) 880-1099
Email: kennedyteam@vanguardgmac.com

Whether you have a home to buy or sell, are moving across town or across the country, look no further! Susan Kennedy is the #1 Choice for your real estate needs! As one of the top realtors in Northeast Florida, Susan has been selling residential real estate since 1983. She has been selling real estate in Jacksonville since 1992.

GRIABRCRSEqual HousingMLSREALTOR


Vanguard Realty, GMAC Real Estate real estate and homes for sale in Jacksonville, Mandarin, St. Johns County and Clay County Florida

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